ShutterStock Make Money At Home Online With Photos

Author esantra Category , , , , ,

Here is a video about how to create photos to sell online: pays .25 per download. Not too bad, but the minimum payout is $70, and all the photos have to be your own original photos. I am really quite frightened. I had to give them some address verification. To do this, you must upload a state issued id or input your credit card, both of which I hate to do online. I decided to be the guinea pig for you guys, and I chose a credit card without much cash on it. The credit card did not verify my address, so I uploaded a state issued id. I am still nervous. Can’t they just send you a piece of mail like Google does? Before I can submit photos, I must wait 48 hours for my license to be reviewed, so this blog entry will come in two parts. Anyway, that was step 1.

Here is a rule that I thought you guys might want to keep in mind as far as submitting photos of people that I might have missed if I were you:

“Any image of an identifiable person must be accompanied by a model release. Model releases are available on our site and must be submitted digitally; we do not accept faxed, mailed, or any hard copy releases. For submissions containing nude content of artistic value, the model must look at least 25 years of age and the submission must be accompanied by a photo ID of the model. The decision to accept or reject an image containing nudity will be made according to the sole discretion of Shutterstock. Never submit any explicit material. Submissions must not contain violence, x-rated content, or any illegal content according to US law.”

Shutterstock Don’ts:

  • Don't send images with date stamps or copyright notices.
  • Don't "frame" your work. We don't take any framed images.
  • Don't send snapshots. We do not accept photos with heavy shadows from the on-camera flash. Make sure your images have a clear topic and focus.
  • Don't send 10 pictures of your family pet.
  • Don't send dark or muddy travel pictures.
  • Don't send the same image with slight variations on the angle.
  • Don't send the same image in color, black and white, sepia, and blue tone. Color is enough. If any variation on color actually enhances the image, then you may submit it separately, but we do not want a batch of photos where each is submitted in four different ways.
  • Don't send similar shots when only one is your favorite. Edit on your own. Keep batch sizes of similar subjects down to the bare minimum.
  • Don't send flower pictures labeled "Flower" or "Spring Scene". We only accept photos of flowers that are labeled with the scientific or common name. Labeling plants and animals with their scientific names may increase your sales (*Please avoid sending images that we already have a lot of such as sunsets, flowers, nature, etc.*).
  • Don't submit photos taken from inside an airplane or moving automobile. Consider your composition carefully.

Shutterstock sells monthly subscriptions to others people so that they can download your beautiful, original photos. Users can download up to 750 pictures each month. Once you reach $500 in earnings, your commission goes up to .30 per picture! You can also refer Stock buyers and make 20% off of their subscriptions. More questions? Click here to visit Shutterstock’s FAQ page.

For other companies that buy your images:

How to Get Paid to Share Your Coupons

Author esantra Category , , , , , , , , , ,

Have coupons with codes lying around from the Sunday paper? Make money from them! How Awesome! Just grab your coupon with a coupon code and navigate your browser to Upload your coupon and make money each time someone uses it! You  must sign up for an account first, then upload your coupons. Coupon Chief pays you 2% each time someone uses your coupon code to make a sale! You can be paid via PayPal, check, etc. I know of no other site that pays you to upload coupons. Click here for the coupon that I just uploaded. Here is a video if you need help: provides a much better video to explain this process. Click here to view the CouponChief tutorial video. I really like the idea because the extra incentive means that you can find coupons on this site for just about anything and everything. There are thousands and thousands of coupons here for places like:

You can also locate coupons by searching for related tags such as “fashion”, “swim wear”, “boys clothing”, or “belts”. also offers a free email newsletter. If you are new to coupon codes, I really recommend viewing their tutorial video at least once. offers a great explanation about how to use coupon codes with your favorite vendors!

Making money off of your coupons with CouponChief is so easy. Just follow these steps:

  • Sign up for an account at Enter all your information to get paid!
  • Upload your coupons. For this, you will need the store name, the discount,  and the expiration date (if there is one). You must also use a coupon code. Add tags to your coupon and press the submit button.
  • Track your progress on your "my account" page. Every time someone uses a coupon you've uploaded, Coupon Chief will give you 2% of the sales. This could really add up over time, and some users have entered thousands of coupon codes.
  • Now decide how you get paid. They pay by check, PayPal, etc. Have fun making money!

Here is a copy of the coupon I used:


The coupon code that you want to enter is located in the center. Good Luck!


How to Sell Items on eBay

Author esantra Category , , ,

I wanted to include this excellent video on “How to Sell Items on eBay” because lately I really have been accumulating a small fortune from used clothes from my closet, coupons, and an old laptop. All of these things that normally accumulate dust and moth bites were turned into extra cash online! Take this sweater for instance.


I bought it and never wore it. I didn’t take it back because I always planned on wearing it some day. It is selling right now, and will probably bring me a few extra bucks! eBay is still an excellent way to make money even though I think the market has become very saturated. Good luck becoming an eBay reseller!

My 4 Products to Sell Online

Author esantra Category , , , , , , ,


My next step is to create 4 products to package and sell online. I am now in the brainstorming process. I think e-books are a wonderful idea. Here is a great eHow article on how to write e-books: How to Write an E-book to Sell on the Internet. I can think of e-books like this:

  1. How to Make Money Writing on the Internet.
  2. How to Make Money With Your Computer.
  3. How to Go to School Online.
  4. How to Make Money with a Google Adsense Website.


How to Create and Sell Your Online Product With Clickbank!

I could always do instructional videos on :

  1. Java
  2. Zora
  3. The Internet

Whoa! I think that might be a cute one. Navigation of the Internet or Navigation of money-making sites on the Internet. I did just buy America Online’s Internet Book from the thrift store. I could do a money making one like that.

You can always sell the products that you design through, which is my goal because I have $47 tied up that I can’t get out for some time now!

I just can’t come up with 4 awesome products that I would like to sell…

I have been trying to come up with ideas for some time now. Today, I am GOING to set out some guidelines for my new products, so that I can begin construction. I just wish that I knew what they were.


1. How to navigate the Internet to find great work at home sites.

2. How to create a Blogger Blog!

3. How to go to school online/What college online is like/A day in the life of an online college student!

4. How to make money writing on the Internet.

These could of course be e-book videos combinations, which I think are the best idea. Idea number 2 seems a little too common place. There are help files for this everywhere. So I need another idea that is rare. Hmmm…

2 could be:
2. Best Free Traffic Sites on the Internet

I like that. So my products are going to be e-book/videos:

1. How to navigate the Internet to find great work at home sites.

2. Best Free Traffic Sites on the Internet!

3. How to go to school online/What college online is like/A day in the life of an online college student!

4. How to make money writing on the Internet.

I feel that number 4 is quite common as well. Maybe I should just leave out number 4 for right now… Or maybe I can add to it..

1. How to navigate the Internet to find great work at home sites.

2. Best Free Traffic Sites on the Internet.

3. How to go to school online/What college online is like/A day in the life of an online college student!

4. How to make money writing about anything and everything on the Internet.


I am going to post these items  on my blog, and place them onto the sites that allow you to sell your e-books and software. I think I am ready to create some products now. In 6 months, after gathering even more information, I can create some more if I have the time and desire…

EDC Gold, EDC Diamond, Easy Daily Cash Scam or No?

Author esantra Category , , , ,

EDC Gold Video:

EDC Gold is a marketing company that provides you with master resell and rebranding rights to many different products. EDC requires that you spend 3-4 hours a day on your website marketing and selling their products. When you join EDC Gold, you are buying over 1000 digital software products with master resell and rebranding rights. Almost all of the products come with premade web pages. To sell the products, you will need to have your own hosting.
The most popular way to make money with EDC Gold is to sell software and ebook in bundles. The bundles can be sold for three price levels that represent membership in EDC Gold, Easy Daily Cash, and Your New Fortune. When you sell a bundle to someone you are paid using a 2-up compensation plan. The 2-up compensation plan is used to leverage your income so that each sale you make can potentially turn into many more.You only get 100% of the income once you pass 2 training sales up, whatever that means.

They offer plenty of training classes and webinars. With EDC Gold you can:

· Automate your profits!
· Software sells itself!
· Make Money in Your Sleep.
· Awesome software!
· Help Tips When You Need Them!
· An auto responder system with pre-written emails to market any and all of your online opportunities!
· A built-in advertising system with capture pages to build a huge prospect list!
· New products added on a regular basis.

I am emailing them for extra information right now, but I have to ask myself how different this is from, which is absolutely free. EDC pricing is as follows:
EDC Has Four Levels You Can Choose From Starting With The Following:

1. EDC Diamond $2497, Monthly Subscription Of $79.95
2. EDC Gold Level Which Cost $997, $49.95 Monthly Admin Fee
3. Easy Daily Cash $297, Monthly Subscription Of $39.95
4. Your New Fortune Which Price Is $69.95, $0.00 Per Month


My Work From Home Journey Directory Created

Author esantra Category , , ,

My Work From Home Journey Directory c. 3/16/09

Work From Home Companies

My Work From Home Journey: Customer Loyalty Concepts and Alpine Access - Are You in the Top 2%

My Work From Home Journey: - You Must Apply and Wait

My Work From Home Journey: Convergys - I am Developing a Complex Because My Computer is too Small

My Work From Home Journey: VoiceLog - Se Habla Español My Work From Home Journey: Online Tutoring - Teachers Needed

My Work From Home Journey: West at Home: Become an Agent My Work From Home Journey: LivePerson - Paid For Your Expertise

My Work From Home Journey: - Freelance, Contract, Jobhunting Website


My Work From Home Journey: - Check Cashing Scam

My Work From Home Journey: or What Not to Do

My Work From Home Journey: Money Order Scam

Proof of Payment

My Work From Home Journey: Got Money - December's Final Payouts

Make Money from Your Google Account

My Work From Home Journey: Xomba - Make Money Bookmarking Sites

My Work From Home Journey: Google Adsense - It's Been Done Before

My Work From Home Journey: YouSayToo - Per Referral - Free Blog Advertising

Automated Wealth, Make Money in Your Sleep, MLM

My Work From Home Journey: Brent Austin's Automated Wealth System - Awesome My Work From Home Journey: GDI Virgin

My Work From Home Journey: Melaleuca - Toothpaste, Detergent, MLM

My Work From Home Journey: Brent Austin's Automated Wealth System - Awesome My Work From Home Journey: The SpiderWeb Marketing System

My Work From Home Journey: Herbalife - Shakes and Supplements Fit For Kings My Work From Home Journey: USANA - Vitamin MLM

My Work From Home Journey: ACN - American Communications Network, Endorsed by Donald Trump

My Work From Home Journey: How to Make Money Online with Forex Trading

Get Paid to Socialize

My Work From Home Journey: Got Money - Platinum Lounge

My Work From Home Journey: My Lot - It Grows on You

My Work From Home Journey: MyLot - The Mystery is How You Get Paid My Work From Home Journey: Platinum Lounge - Cool Metropolitan Site, I Think...

My Work From Home Journey: Join Me On Gather - I Love Meeting New People

Paid to Take Pictures

My Work From Home Journey: Shareapic - Paid to Post Photos

My Work From Home Journey: Shareapic - Paid to Post Photos

My Work From Home Journey: - Publish Books, DVDs, CDs and Get Paid

Paid to Advertise on Your Site

My Work From Home Journey: Money4Banners - Get Paid a Flat Fee to Advertise

My Work From Home Journey: WidgetBucks - Paid to Impress

My Work From Home Journey: Link - You Need the Whole Hive to Make Honey

My Work From Home Journey: Commission Junction - Mainly for the Web Designer

My Work From Home Journey: - ClickBank's Friend

My Work From Home Journey: How to Make Money Online by Embedding YouTube Videos

Paid to Subscribe to Special Offers

My Work From Home Journey: - Won't Show Me the Money

My Work From Home Journey: - The Same Offers 92 Times May Be Worth It

Auction Sites, Free Stores, and Paid to Sell Household Items

My Work From Home Journey:, etc. - $$$ Selling My Used Books

My Work From Home Journey: - Paid to Upload and Store Your Files

My Work From Home Journey: Studying and Store Fronts

My Work From Home Journey: Cash Strapped People Raising Money Online

My Work From Home Journey: Recession Proof eBay - Sell Clipped Coupons

Data Entry

My Work From Home Journey: Legitimate Looking Data Entry - Waitlisting Required

My Work From Home Journey: Youwie - Paid to Socialize and Advertise Your Blog

My Work From Home Journey: Mahalo - Google A.I. Leave off the A My Work From Home Journey: Amazon Mechanical Turk Sweatshop?

Home Shopping Bonus Programs

My Work From Home Journey: Swagbucks - Easy to Earn Gift Cards

My Work From Home Journey: MemoLink - Too Many Offers to Mention

My Work From Home Journey: MyPoints - Santa's Helper

My Work From Home Journey: Ugotitfirst - Make Money Downloading Coupons

Secret Shopping

My Work From Home Journey: Secret Shopping Is Not a Scam

My Work From Home Journey: - Completely Scam Free

Paid for Referrals

My Work From Home Journey: Resource-a-day - for Signup, Oneday

My Work From Home Journey: Lunarpages - Referrals For a Stellar Product

Get Paid to Write Articles, Web pages, Reviews, etc.

My Work From Home Journey: More Money from Associated Content!

My Work From Home Journey: Squidoo - No Idea Where the Squid Fits In My Work From Home Journey: Ciao - Easy Money for Product Reviews

My Work From Home Journey: Got Money - Associated Content

My Work From Home Journey: History Exam and .28 on eHow

My Work From Home Journey: Helium and Associated Content - Get Paid to Write

My Work From Home Journey: Xomba - Make Money Bookmarking Sites

My Work From Home Journey: Got Money - Proof of Payment eHow

Sell Your Videos, Files, and Photos

My Work From Home Journey: - Publish Books, DVDs, CDs and Get Paid My Work From Home Journey: YouTube and Six Figure Incomes!

My Work From Home Journey: Sell your files on Autopilot

My Work From Home Journey: How to Make Money Online by Embedding YouTube Videos

My Work From Home Journey: - Payloadz alternative only Flashier

Turn Key Website Series

My Work From Home Journey: - Turnkey Website Series

Odd Work From Home Jobs

My Work From Home Journey: How to Get Paid to Donate Plasma My Work From Home Journey: Recession Job Title #1: Street Performer


My Work From Home Journey: Maybe My Blog Was Born With It...Maybe It Was Maybelline

My Work From Home Journey: Ezine - Associated Content's Little Brother

My Work From Home Journey: College Online - Make Some Loans - I Mean Cash

My Work From Home Journey: My New Splash Page - Aka Needs Work

My Work From Home Journey: Financial Update December 1, 2008

My Work From Home Journey: This is a test post

My Work From Home Journey: Discount Gift Cards - Best Buy, Target, Visa, Wal-mart, and Many More

My Work From Home Journey: January Payouts

My Work From Home Journey: Blog Template Seperation

Free Courses and Ebooks

My Work From Home Journey: Free Course On Blogging - Experiment With Me

My Work From Home Journey: $$$ Money Making Idea - ClickBank and Traffic Exchange

My Work From Home Journey: W.H.Y. - New Online Magazine for Work at Homers

My Work From Home Journey: Money Making Idea: Create Your Own Pyramid Scheme

My Work From Home Journey: 5 Ways to Market Your Business for Free!

How to Make Money Online with Forex Trading

Author esantra Category , , , , , , ,

Forex Overview Benefits and Advantages

No online money making site would be complete without its Forex Trading lesson. I am not a Forex trading expert, but here is some information you might find useful. I am a little iffy about investing considering the current stock market and my almost minimum wage part-time job.

"The foreign exchange market (CurrencyForex, or FXmarket is where currency trading takes place. It is where banks and other official institutions facilitate the buying and selling of foreign currencies. [1]FX transactions typically involve one party purchasing a quantity of one currency in exchange for paying a quantity of another. The foreign exchange market that we see today started evolving during the 1970s when worldover countries gradually switched to floating exchange rate from their erstwhile exchange rate regime, which remained fixed as per the Bretton Woods system till 1971.

Today, the FX market is one of the largest and most liquid financial markets in the world, and includes trading between large banks, central banks, currency speculators, corporations, governments, and other institutions. The average daily volume in the global foreign exchange and related markets is continuously growing. Traditional daily turnover was reported to be over US$3.2 trillion in April 2007 by the Bank for International Settlements.[2] Since then, the market has continued to grow. According to Euromoney's annual FX Poll, volumes grew a further 41% between 2007 and 2008.[3]

The purpose of FX market is to facilitate trade and investment. The need for a foreign exchange market arises because of the presence of multifarious international currencies such as US Dollar, Pound Sterling, etc., and the need for trading in such currencies."

Benefits of Forex Trading
by: Cynthia Macy

There are many benefits and advantages to trading Forex. Here are just a few 
reasons why so many people are choosing this market as a business 

1. LEVERAGE: In Forex trading, a small margin deposit can control a much 
larger total contract value. Leverage gives the trader the ability to make 
extraordinary profits and at the same time keep risk capital to a minimum. Some 
Forex firms offer 200 to 1 leverage, which means that a $50 dollar margin 
deposit would enable a trader to buy or sell $10,000 worth of currencies. 
Similarly, with $500 dollars, one could trade with $100,000 dollars and so on. 

2. LIQUIDITY: Because the Forex Market is so large, it is also extremely liquid. 
This means that with a click of a mouse you can instantaneously buy and sell at 
will. You are never 'stuck' in a trade. You can even set the online trading 
platform to automatically close your position at your desired profit level (limit 
order), and/or close a trade if a trade is going against you (stop order). 

markets, you can only make money if shares are rising, but in economic 
recession and falling 'bear' markets, there is little chance of making big money. 
Forex is different. One of the most exciting advantages of FX trading is the ability 
to generate profits whether a currency pair is 'up' or 'down'. A trader can profit 
by taking a 'long' position, (buying the currency pair at one price and selling it 
later at a higher price), or a 'short' position, (selling the currency pair and buying 
it back at a lower price). For example, if you think the US dollar will increase in 
value vs. the Japanese Yen then you will buy Dollars and sell Yen (go long). If 
you think the Yen will increase in value against the Dollar then you will sell 
Dollars and buy yen (go short). As long as the trader picks the right direction, a 
potential for profit always exists. 

4. 24 HRS: From Sunday evening to Friday Afternoon EST the Forex market 
never sleeps. This is very desirable for those who want to trade on a part-time 
basis, because you can choose when you want to trade--morning, noon or night. 

Forex firms offer free 'Demo' accounts to practice trading, along with breaking 
Forex news and charting services. These are very valuable resources for traders 
who would like to hone their trading skills with 'virtual' money before opening a 
live trading account. 

6. 'MINI' TRADING: One might think that getting started as a currency trader 
would cost a lot of money. The fact is, it doesn't. Online Forex Firms now offer 
'mini' trading accounts with a minimum account deposit of only $200-$500 with 
no commission trading. This makes Forex much more accessible to the average 
individual, without large, start-up capital. 

Please visit the author's other trading sites to learn more about forex trading: 

About the author:
My name is Cynthia Macy and I've been trading various markets for over 12 years. I now concentrate on the forex market, as it has several advantages over trading 
other markets. If you'd like to learn more about forex trading, visit:

Request the 'Trade of the Week' to see actual trades using our trading methods and strategies. 


Get a forex robot that is capable of doubling your money every single month!

This should be all the information that you need to get started with Forex. 

How to Make Money Online by Embedding YouTube Videos

Author esantra Category , , ,

How to Make Money with Flixya is a neat source of income. Your are paid 100% of the Google Adsense income generated by your videos, photos, and blogs. The account is free to create and only takes minutes. 

Flixya allows you to create a profile, comment, and make friends online all while posting your videos. Relevant ads are placed around the content you upload and share. Flixya pays you through Google Adsense. You don't need a website or anything else. 

I like because it allows me to upload YouTube videos, generates embed code for the YouTube video, and allows me to make money from posting the YouTube video online on my blogs. I would post the video anyway. Making a few more adsense pennies might be worth it. It also allows me to track the videos that I have placed on my blog, and Ican find them all in one easy place. 

What does 100% revenue share mean? It means that when using Flixya, users receive 100% of the ad revenue generated from the ad impressions that are shown on the pages of their content. So, every time someone visits one of your pages on Flixya and clicks on a Google advertisement, you are paid! KACHING!

I thought, "Wow! You can make money with your blog. Maybe I can insert my blog rss feed and make money from this blog on another site. I would really like that.". No such luck. You must create a fresh new blog about everything and make money from your fresh, new Flickya blog. 

Steps to adding a video:

  1. Become a member of and login. 
  2. Enter the title, description, and tags for your video.
  3. Choose the video source and click on the round button beside it.
  4. Choose the category and click on the round button beside it. 
  5. (Optional) Create a new gallery or choose on from the list.
  6. Submit the form. 
  7. The embed code is in the lower right hand corner. Copy it and paste it onto your website.

5 Ways to Market Your Business for Free!

Author esantra Category , , , , , , ,

This article is by Jinger Jarret and is circulated by Article Emporium. 

Getting traffic and sales to your site can be a constant struggle. I know that I am bombarded with marketing information day in and day out offering me the "next big thing". 

However, there are some marketing methods that always work. That's why I stick with the classics. 

You can use these methods to build more traffic and sales to your site if you are willing to do a little planning. 

Below are marketing methods I use to drive traffic to my site. With long term marketing strategies, it will take you awhile to get traffic, but these methods are still worth it because they can be highly viral. 

1. Free Search Engines (Long Term Marketing Strategy) 
Although free search engines aren't as effective as they used to be, you can still use them to get traffic to your site. 

The easiest way to do this is to use a program like Web CEO, 

The first thing you need to do is to select low competition, highly searched for words. Then optimize indidvidual pages for these words and do your submissions. 

2. Article Writing (Short - Long Term Marketing Strategy) 
Article writing will do several things for your business. 

First, it will brand you as an expert, allow you to build a linking strategy for your website, and even improve your search engine rankings if you optimize your article. 

You can also create a viral marketing strategy here because content is an important marketing strategy online. An article you have written today could continue to draw traffic to your site years from now. 

Instead of using the push method of marketing, where you are trying to push visitors to your site, you are using the pull method. This method is much more effective because it draws visitors to you. 

Article directories you should consider submitting to are: 

3. Forums (Short - Long Term Marketing Strategy) 
Forums not only allow you to network with others in your field, you can also network with potential customers who are looking for information on what you sell. 

The important thing to remember here is not to blatantly promote what you are selling. Answer questions. Build credibility. Include a signature block in your posts with a link to your website. 

The Forums Package will help you with finding, tracking, and using forums to help you promote using forums. You can get it here: 

To find forums on your topic, do a search with your topic plus the search term forums. 

4. Ezines (Long Term Marketing Strategy) 
Everyone has one these days. However, that doesn't mean you shouldn't offer one. You can use it to let your customers know about new products and services, updates to your site, as well as giving news and information about your industry. You can write articles and free reports to give to your list readers. 

Ezine Directories you can submit to: 

5. Blogging (Short - Long Term Marketing Strategy) 
Blogging is the latest way to promote your business online. You can offer information on your industry, articles, downloads, and updates about your business. 

You can even turn your blog into an ezine the way I did with mine and automate the whole process of subscription and distribution. 

Blogs are also an easy way to create constantly updated content. Just make sure that you write posts of at least two paragraphs, and not a sentence or two. Search engines perceive this as spam. 

You can easily set up your blog on Blogger,, although I would recommend that you eventually migrate it to your own server. 

RSS Directories to Submit to: 

Although there are more marketing methods you can use to help you market your business online for free, these will get you started. 

In my next article, I'll show you five more methods of marketing online for free that will help you drive even more traffic to your site. 

About the author:
Want even more high traffic sites to market on? Jinger Jarrett will show you how to market your business online to hundreds of high traffic sites for free. Grab a subscription to her premium ezine for just $5 per month. This is a limited time offer.

Circulated by Article Emporium - Payloadz alternative only Flashier

Author esantra Category , , , , , , , is another site like It is an absolutely free site.

Step 1:
You upload whatever material you have for sell.
In this example, I have uploaded the ebook, Pay Per Click and Seo Basics , to sell. 

Step 2:
Name it and give it a description complete with keywords. 
You might want to read Pay Per Click and Seo Basics first. This is a guide to keywords.

Step 3:
Set a price and Sell it.
My price for the example is $3.99. 
Place links on your website or blog to sell it. Everytime you sell a copy, you get 75% of the price you have set. 

Step 4:
Become an affiliate and earn commission from other people's products. 
This site is vs.
  • gives you the full asking price.
  • has a flashier user interface.
  • TradeBit is ClickBank and PayDotCom compatible
  • Payouts from are weekly and not monthly. 
  • does not require the extra webpages for product information screens for ebooks. offers unlimited storage, is search engine friendly, offers no monthly costs, and has over 9000 merchants on their site. 

Categories of things sold on
  • Documents/ebooks
  • Movies
  • Music 
  • Pictures
  • Graphics
  • Software/Programs
  • Sounds/MIDI
  • Development
  • Misc.
If you have an account with Facebook and, you can place download links for your software, ebooks, movies, etc. on your Facebook profile. There are many flash videos and tutorials for Follow this link:
You can change your page layout, etc. You can even get your files into the eBay turbo lister.  Have fun with!

Starting a Business - What you should know

Author esantra Category , , ,

Starting a business can be overwhelming enough trying to get up and running but when you think about all the tax requirements, your cup may runneth over. Here is what you must know in order to start your own business on the right foot and avoid paying penalties and interest which can cost more than paying an accountant to do things right the first time. 


There are several different options including a sole proprietorship, partnership, corporation, S corporation or limited liability company. In general a sole proprietorship works fine if you are very small, not too profitable and aren’t concerned about legal liability issues. A partnership is like being married to the other partners. If you aren’t that cozy with them, you may want to set up another type of entity. Corporations are best suited for business owners who want personal legal protection and have profit available beyond what they will need for their personal use. See for an example of what you can do with that available profit tax deferred until retirement. S Corporations are best when you are operating at a loss and want business owner legal protection. Limited liability companies will protect the business owner from personal legal liability and, if structured properly, can be a partnership, corporation or owner for federal income tax purposes. 


You need an employer identification number if you have employees, have a qualified retirement plan, operate as a corporation or a partnership, or need to file employment or excise tax returns. You do not need an employer identification number if you are a sole proprietor and don’t meet any of the requirements above. 


The two most common methods are cash and accrual. The cash method in general allows you to report income and expenses in the tax year you receive it. The accrual method in general allows you to report income and expenses in the tax year you earn or incur it even if you haven’t received payment or paid it yet. 


All businesses must file a return. The form used depends on what form of business you set up when starting your business. The federal income tax is a pay-as-you-go tax. In general you must pay the tax as you earn or receive income during the year to avoid penalties and interest if your tax liability for the year exceeds $1,000 including self employment tax for sole proprietors, partners and S corporation shareholders. Corporations should make estimated quarterly payments if they expect to owe $500 for the year. Estimated tax payments are due quarterly. Penalties and interest can be hefty so you should make sure you comply in order to avoid wasting money on IRS penalties. 


Your small business must pay social security and Medicare taxes, federal income tax withholding, federal unemployment tax along with your state and local income taxes. The associated tax returns for reporting these taxes are in general filed quarterly. Your business is entrusted to pay these taxes on behalf of your employees and not only do you have penalties and interest that you will pay for not filing them timely but can also be committing a crime due to the fiduciary responsibility. You need to be sure you know what you are doing here as the consequences could be costly. 


Except in a few cases, the law does not require any specific kinds of records. The most important thing to ask yourself is can you go back to all of the original receipts from the number on your return. If you were to be asked by an IRS agent to provide all the details of a certain number on your return, and you can not do that, you will be at his whim on whether he will allow that deduction. An efficient accounting system with a solid audit trail which has been reconciled is the safest way to be sure you have done this. 

These are just some questions you may have regarding starting your new business. If you have more, e-mail me at and I will help you muddle through the tax and business issues you may have. After all, those of us that have our own business know it’s the only way to go but getting up and running can be a bit of a challenge. 

This article was intended to provide general information about starting a business. It does not contain all the rules and exceptions that may apply to your situation. If you have further questions regarding starting a small business, I can be reached at 

Coming Soon - Year End Tax Planning and Preparation 


Dianne Goodman, CPA 
Comprehensive Small Business Solutions, PC 
505 323-2307 
1 866-531-3035 toll free 

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About the Author 

Dianne Goodman, CPA –Specializes in servicing Small Businesses and Individuals. Visit
www.dgoodmancpa.comfor relevant and current information on a variety of financial and tax issues focusing on small businesses and individuals or call at 1-866-531-3035. 

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